Flat Playing in Baccarat: The Simplest Approach

Flat playing strategy for the baccarat social casino game
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Do you want to play baccarat without having to constantly adjust your play after each round?

There’s a solution: always playing the same amount!

In this guide, you’ll understand the advantages of flat playing in baccarat, how the game would progress when you use this strategy and alternatives if you want to make things more complex.

Let’s carry on.

What Is Baccarat Flat Playing?

While playing baccarat, you have little control over what comes next. So, bankroll management is a key element of successful play. 

The Flat playing strategy is neither a positive or negative progression system, because there’s no real progression if you’re always playing the same. This means you’re not playing more as you lose, as in negative progression systems, or playing less (which is the case in positive progression systems).

In this case, you always play one unit, no matter if you’ve won or lost a previous hand. This keeps things simple and allows you to have more control of how your bankroll changes.

How To Play Baccarat Flat Playing

To begin your baccarat game, decide the number of coins you want to play on each game round. This should be a specific number.

Start playing with your chosen number of coins, and continue with the same amount for each subsequent play. Regardless of if you win or lose each hand, your coins played does not change. This is the essence of flat playing. Don’t try to predict the outcome of a hand, instead, stay consistent.

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Baccarat Flat Playing in Action

If you choose to play 10 coins on the player or the banker, here’s how flat playing would work:

PlayCoinsResult
110Loss
210Win
310Loss
410Win
Possible baccarat game flow using the flat playing system

The above sequence of 4 hands would produce no overall win or loss. However, each of your 4 plays could see any combination of outcomes.

Example of baccarat flat playing gameplay

Gameplay Tips

When trying the flat playing strategy, sensible bankroll management is vital. So, let’s consider how you can play to maximize your bankroll.

  • Play on the banker: A banker play has a lower house edge than backing the player, giving the best long term chance of winning.
  • Stick to the plan: Flat playing needs discipline. Avoid the temptation to play more coins after losses or wins, for example. 
  • Loss limits: Pick a figure where you will take a break from playing if you reach a specific loss limit. 
  • Winning target: In similar fashion to a loss limit, you could also stop playing if you get to a target win amount. A disciplined approach enables you to keep control.
  • Keep records: Track each play to build up a record of wins and losses. These outcomes can help you to stick to the method.
  • Don’t read into patterns: While tracking results is useful, please remember that each baccarat round is unique, so any apparent patterns are meaningless.
  • Don’t play the tie: A tempting 8:1 or 9:1 winning ratio can make the tie an attractive play. But its 14%+ house edge is best avoided.

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Alternatives to Flat Playing

Is the 1-3-2-6 system suited to your baccarat playing style? Or maybe you prefer to try a different playing method. So, let’s introduce some baccarat strategy options.

  1. The 1-3-2-6 system allows you to control risk. Every win sees you vary your play (1, 3, 2, or 6), yet this strategy relies on small winning streaks, as a loss restarts the sequence.
  2. With the Martingale baccarat system, you double your play after each loss, trying to recover all losing plays in one hand. But a losing run can destroy your bankroll, or you could hit table limits.
  3. The Fibonacci baccarat system means playing a sequence of units (1, 1, 2, 3, 5, 8, etc). You move a step forward after a loss, but 2 steps back after a win. It can be risky if you hit a losing streak. 
  4. The Paroli baccarat system doubles your coin plays after a win. Aim for three successive wins before restarting, but like 1-3-2-6 a loss makes you restart. So, it’s slightly more risky than flat playing.

Check out the above playing strategies. Each offers a different level of risk versus reward. Yet, flat playing offers a consistent way to play baccarat.

Flat playing means you stick to the same number of coins. Just consider that you won’t recover losses quickly by playing this low volatility system.

Conclusion

As you’ve just seen, flat playing is a set style of playing baccarat. It keeps baccarat simple and avoids overthinking at the online table.

As always, it’s key to read about other bankroll management systems and try them to see what works best for you.

Try this system on baccarat games at McLuck.com after exploring our social casino guides!

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