Using the right bankroll management system is key to any social casino game.
Baccarat, despite also relying heavily on chance, is no exception – if you play your cards right, you can play for longer with the right bankroll approach.
In this guide, you’ll get to know which ones exist so that you choose the right one for you.
Why Choose a Baccarat Bankroll Management System?
Choosing a baccarat management system is key to ensuring that your game is played carefully and thoughtfully. As well as optimizing returns, a baccarat system can also help to reduce the impact of losses on your bankroll.
With this in mind, finding the right baccarat system for you is essential, giving you maximum visibility over your bankroll and allowing you to make logical, informed decisions.
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Which Systems Can You Use When Playing Baccarat?
There are many bankroll management systems you can pair with baccarat, which can be divided into three categories:
- Negative progression
- Positive progression
- Non-progressive progression
Negative Progressive Strategies
Negative progression strategies involve increasing your plays when you lose, and lowering your plays when you win. The reasoning is that wins will offset previous losses. The three key negative progression baccarat management systems are Martingale, Fibonacci, and Labouchère.
Martingale
The Martingale baccarat system requires you to double the value of your play after every loss, until you win or you’ve lost three times in a row. You then return to the start of the cycle.
The idea of this baccarat management approach is that wins will recover losses and give you one unit of return in addition. This is a very tried-and-tested system. Some may swear by it being the best baccarat system.
However, it is important to remember that this is quite an aggressive bankroll management strategy. It also assumes that you have an unlimited bankroll, as long losing streaks can be difficult to recoup with fewer Gold Coins (GC) to hand.
Fibonacci
The Fibonacci baccarat approach uses the Fibonacci mathematical sequence. Starting at 1, you move one step forward in the sequence whenever you lose. When you win, you move two steps backwards.
Here, the play value is already determined by the sequence. You follow the values set out below. This allows players to get a bit of rhythm and feel more organized, as well as reducing impulsive plays.
| 1 | 1 | 2 | 3 | 5 | 8 | 13 | 21 | 34 | 55 | 89 | 144 | 233 | 377 | 610 | 987 |
| 1 GC | 1 GC | 2 GC | 3GC | 5GC | 8GC | 13 GC | 21 GC | 34 GC | 55 GC | 89 GC | 144 GC | 233 GC | 377 GC | 610 GC | 987 GC |
However, just like any other baccarat bankroll management system, you’ll want to set a limit and stick to it with Fibonacci. It is simply a way to manage your bankroll more efficiently, so don’t feel you need to follow the sequence to the end.
Labouchère (Cancellation System)
The Labouchère system, otherwise known as the cancellation system, works by creating a sequence based on a target win value. For example, if your target is 15 GC, you can break this down into 1+2+3+4+5=15 GC.
Plays are placed by adding together the end numbers, ie, the first play here would be 1+5=6 GC. After every loss, a number is added to the end of the sequence. After any win, the numbers are crossed out, and you move inwards. For example:
| 1 | 2 | 3 | 4 | 5 |
Loss
| 1 | 2 | 3 | 4 | 5 | 6 |
Win
| 1 | 2 | 3 | 4 | 5 | 6 |
Win
| 1 | 2 | 3 | 4 | 5 | 6 |
Loss
| 1 | 2 | 3 | 4 | 5 | 6 |
This continues until you cross off all numbers in the sequence, reaching the target win. However, it is important to remember that this target is not guaranteed, and a losing streak can grow your play value beyond your initial target if you aren’t cautious.
Positive Progressive Strategies
Conversely, positive progressive baccarat systems require players to increase their play value after a win and decrease it after a loss. Here, the aim is to take advantage of winning streaks. Perhaps the two most popular positive progressive baccarat systems are Paroli and 1-3-2-6.
Paroli (Reverse Martingale)
The Paroli bankroll management system is sometimes referred to as Reverse Martingale, as it is the opposite of Martingale. In Paroli, you’ll need to double the value of your play after every win.
After losing or winning three times in a row, you return to the original play value. The benefit of this strategy is that it is a pretty conservative way to capitalize on winning streaks, as you’re only looking for three consecutive wins.
However, you have no control over the cards being dealt, so there is no guarantee of any winning streaks. Nevertheless, it is considered less aggressive than traditional Martingale.
1-3-2-6
The 1-3-2-6 strategy is essentially exactly what it says! You increase from 1 unit to 3 units, then down to 2 units, then up to 6 units, after each win. After a loss or reaching the end of the sequence, you return to the original play value.
This sequence aims to maximize returns from a winning streak, whilst also minimizing the impact of potential losses. For this reason, some players find it less risky than the Paroli.
You can also find other variations of this sequence-based strategy, such as 1-3-2-4. As it is pretty straightforward, this may be the best baccarat system for bankroll management for beginners, especially.
Non-Progressive Strategies
Of course, there are bankroll management strategies that aren’t progressive at all. Perhaps the top non-progressive baccarat system is flat playing.
Flat Playing
With flat playing, you place plays of the same play value each time. It is not affected by previous results, whether they were wins or losses, or previous play value sizes.
This can provide players with consistency when placing their plays. It can also allow you to keep more of a track of how much of your bankroll is being placed on each play.
Flat playing is generally considered lower risk and is suitable for people who have bankrolls of all different sizes. This can be quite efficient even for managing smaller bankrolls.
Wrapping Up
Don’t be afraid to test out different bankroll management systems to see which one works best with your playing style.
You can try them out at McLuck.com. Don’t forget to check out other social casino game guides, which will help you have a better social casino experience.
